{"id":159200,"date":"2021-02-26T19:28:03","date_gmt":"2021-02-26T18:28:03","guid":{"rendered":"https:\/\/parasolnetworks.com\/que-alquiler-me-puedo-permitir-calcula-tu-maximo\/"},"modified":"2021-02-26T19:36:47","modified_gmt":"2021-02-26T18:36:47","slug":"que-lloguer-me-puc-permetre-calcula-tu-maxim","status":"publish","type":"post","link":"https:\/\/parasolnetworks.com\/ca\/que-lloguer-me-puc-permetre-calcula-tu-maxim\/","title":{"rendered":"Qu\u00e8 lloguer em puc permetre: calcula la teva m\u00e0xim"},"content":{"rendered":"

S\u00f3n<\/span> moltes les<\/span> persones<\/span>, sobretot<\/span> joves, que<\/span> opten<\/span> per<\/span> llogar<\/span> un habitatge<\/span> en lloc de comprar<\/span>.<\/span> Uns<\/span> despeses<\/span> predictibles<\/span>, l’estalvi<\/span> en impostos<\/span> i<\/span> en manteniment,<\/span> aix\u00ed<\/span> com<\/span> la inestabilitat<\/span> i<\/span> mobilitat<\/span> laboral s\u00f3n<\/span> factors<\/span> que inclinen<\/span> la balan\u00e7a.<\/span> Per\u00f2<\/span> un cop<\/span> presa la<\/span> decisi\u00f3<\/span>, arriba<\/span> la gran pregunta<\/span>: qu\u00e8<\/span> lloguer<\/span> em<\/span> puc<\/span> permetre<\/span>?<\/span> Calcular-<\/span>\u00e9s<\/span> important<\/span> per buscar una<\/span> casa d’acord<\/span> a<\/span> les<\/span> possibilitats<\/span> reals.<\/span><\/span><\/p>\n

Com<\/span> saber qu\u00e8<\/span> lloguer<\/span> em<\/span> puc<\/span> permetre<\/span><\/span><\/h2>\n

Per donar resposta a<\/span> la pregunta<\/span> sobre ‘<\/span>qu\u00e8<\/span> lloguer<\/span> em<\/span> puc<\/span> permetre<\/span>‘<\/span>, els<\/span> experts<\/span> recomanen que<\/span> l’aconsellable<\/span> \u00e9s no<\/span> invertir m\u00e9s<\/span> de<\/span> l’<\/span>30%<\/span> dels<\/span> ingressos<\/span> nets<\/span> en el lloguer<\/span> de l’habitatge<\/span> D’aquesta manera<\/span>, el c\u00e0lcul<\/span> \u00e9s senzill.<\/span> <\/span><\/p>\n

Si es calcula<\/span> de forma<\/span> individual<\/span>, nom\u00e9s cal<\/span> restar als<\/span> ingressos<\/span> mensuals<\/span> els deutes<\/span> i aplicar a<\/span> l’<\/span>resultat<\/span> el 30<\/span>%.<\/span><\/span><\/p>\n

Si es calcula<\/span> de forma<\/span> per a una<\/span> fam\u00edlia<\/span> o diverses<\/span> persones<\/span>:<\/span><\/span> \"\"<\/p>\n

Sumar els<\/span> ingressos<\/span> mensuals<\/span> de tots<\/span> els<\/span> membres de<\/span> la llar<\/span>.<\/span><\/span><\/p>\n

Sumar<\/span> les despeses<\/span> de la targeta de<\/span> cr\u00e8dit<\/span> i<\/span> en pr\u00e9stecs.<\/span> <\/span><\/p>\n

Restar<\/span> les despeses<\/span> de deute<\/span> anteriors dels<\/span> ingressos<\/span> mensuals<\/span> per obtenir els<\/span> ingressos<\/span> nets<\/span>.<\/span> <\/span><\/p>\n

Calcular el<\/span> 30%<\/span> dels<\/span> ingressos<\/span> nets<\/span>, aquesta \u00e9s la<\/span> quantitat que<\/span> es<\/span> pot dedicar a<\/span> l’<\/span>lloguer.<\/span><\/span><\/p>\n

Un ejemplo. En el caso de una pareja que ganan entre los dos 3.000 \u20ac y tienen unos gastos en deuda de 500 \u20ac<\/strong>, los ingresos netos mensuales ser\u00edan 2.500 \u20ac. El 30% de esa cantidad son 750 \u20ac<\/strong>. Ese ser\u00eda el alquiler m\u00e1ximo que se podr\u00edan permitir.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

S\u00f3n moltes les persones, sobretot joves, que opten per llogar un habitatge en lloc de comprar. Uns despeses predictibles, l’estalvi en impostos i en manteniment, aix\u00ed com la inestabilitat i mobilitat laboral s\u00f3n factors que inclinen la balan\u00e7a. Per\u00f2 un cop presa la decisi\u00f3, arriba la gran pregunta: qu\u00e8 lloguer em puc permetre? Calcular-\u00e9s important…<\/p>\n","protected":false},"author":2,"featured_media":159195,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1115],"tags":[],"class_list":["post-159200","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-ca"],"_links":{"self":[{"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/posts\/159200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/comments?post=159200"}],"version-history":[{"count":0,"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/posts\/159200\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/media\/159195"}],"wp:attachment":[{"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/media?parent=159200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/categories?post=159200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/parasolnetworks.com\/ca\/wp-json\/wp\/v2\/tags?post=159200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}